WHO IS KLARNA?
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 200,000 online stores. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments.
HOW DOES PAY LATER IN 3 INTEREST-FREE INSTALMENTS WORK?
Pay later in 3 interest-free instalments (£1000 order limit) will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by CES Sport Ltd and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the Klarna app.
HOW DO I PLACE AN ORDER FOR A SET OF CES SSPORT WHEELS WITH KLARNA?
It’s easy. Simply complete your order in the checkout (£1000 order limit), but instead of paying by card or Paypal, select ‘Offline Payment’. Once completed, you will receive an email from Klarna with further instructions on how to complete your first payment.
AM I ELIGIBLE FOR PAY LATER IN 3 INTEREST-FREE INSTALMENTS?
To use Pay later in 3 interest-free instalments you must be at least 18. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. When choosing Pay later in 3 interest-free instalments, our assessment will not affect your credit rating.
WILL A CREDIT SEARCH TAKE PLACE AGAINST ME?
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor CES Sport Ltd run credit searches against you that could impact your credit rating.
WHAT HAPPENS IF I CANCEL OR RETURN MY ORDER?
As soon as CES Sport Ltd have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app immediately.
WHAT HAPPENS IF I DONT PAY FOR MY ORDER?
Klarna will automatically attempt to collect your payment for your Pay later in 3 interest-free instalments purchase at CES Sport Ltd from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment and you can always monitor the due date in Klarna app at your convenience. Your credit score will not be impacted by using Klarna’s ‘Pay later in 3 instalments’ product even if you have failed to pay on time.
IS MY PAYMENT INFORMATION SAFE?
Payment information is processed securely by Klarna. No card details are transferred to or held by CES Sport Ltd. All transactions take place via connections secured with the latest industry standard security protocols
CAN I PAY BEFORE THE DUE DATE?
Yes. Just go to the Klarna app or log onto Klarna.com/uk and pay off early.
I HAVE CANCELLED MY ORDER. HOW LONG WILL IT TAKE TO RECEIVE MY REFUND?
As soon as the store has registered your cancellation or your return, the refund will be processed within 5-7 business days. I have asked for a refund.
HOW WILL I BE REFUNDED?
Refunds shall be issued back to the debit or credit card which was originally entered at checkout.
I HAVENT RECEIVED AN EMAIL WITH MY PAYMENT/STATEMENT INFORMATION.
You can log in the Klarna app or at where you will find all of your orders and payment schedule information.
I STILL HAVE QUESTIONS REGARDING PAYMENT, hOW CAN I GET IN TOUCH?
Visit Klarna app or Klarna’s Customer Service page for a full list of FAQ’s, live chat and telephone options.